The pledge
In December 2025 Michael and Susan Dell pledged $6.25 billion to put $250 into the Trump Accounts of up to 25 million children. The Treasury confirmed the pledge in January 2026, and funding began in October 2026.
Who qualifies
- Children born 2016 through 2024.
- Who live in a ZIP code where the median household income is $150,000 or less, which covers most of the country.
Michael Dell said the order of funding was: first, children born 2016 to 2024 in eligible ZIP codes who signed up before automatic enrollment; then military children overseas who signed up early; then accounts created automatically after October 1, in eligible ZIP codes, lowest median income first, up to 25 million children.
Do you need to do anything?
Gifts from charities and governments can arrive even in an account that has not been claimed. But to see whether the $250 arrived, and to add family money, claim the account in the official app. How to claim it.
Other donors
Others have announced gifts too, such as Ray and Barbara Dalio's $250 for about 300,000 Connecticut children. Treat any pledge as a promise until the money shows up in the app.
Questions people ask
Who gets the $250 Dell gift?
Children born 2016 through 2024 who live in ZIP codes with a median household income of $150,000 or less, up to 25 million children.
Does my child need to be born in 2025 to get the Dell gift?
No. The Dell gift is for children born 2016 through 2024. The separate $1,000 Treasury deposit is for children born 2025 through 2028.
Do I have to apply for the Dell $250?
No application is described. Gifts from charities can reach accounts the Treasury created, but you need to claim the account in the app to see it.
Does the Dell gift count toward the $5,000 limit?
No. Gifts from charities and governments to a group of children do not count toward the yearly limit.
General information, not tax or legal advice. Rules can change; check IRS.gov and trumpaccounts.gov before you act.