IRS Free File
Best for: Simple returns with lower incomes
Free guided tax software through the IRS.
Visit site ↗A plain English guide and an easy form tool for Form 4547, the IRS form that opens a Trump Account and asks for the $1,000. Not an advisor: you stay in charge, and claiming is always free.
Nothing is saved or sent. It runs in your browser.
The worksheet walks Form 4547 line by line, Part I to Part IV, fills in everything you tell it, and marks the lines to leave blank. You get a personal checklist for each child and calendar reminders, and you can come back to change it any time.
The worksheet for a made up family.
All free. There is no due date: the account is optional, and you can elect any time while the child is eligible.
Verify your identity in the official Trump Accounts app and file it there. The fastest way.
Sign in at trumpaccounts.gov and file it on the site.
Attach it to your e-filed Form 1040. Ask your tax software or preparer to include it.
Send it on its own to the paper return address in the Form 1040 instructions.
If you claim with your return, these can do both at once. Partner links; see our disclosure.
Best for: Simple returns with lower incomes
Free guided tax software through the IRS.
Visit site ↗Best for: Free federal filing with paid state
Low cost software for most returns.
Visit site ↗Best for: Step by step help and live experts
The best known tax software, with paid expert help.
Visit site ↗Best for: Online or in an office near you
Software, or a preparer in person.
Visit site ↗No. Claiming the account and asking for the $1,000 are free in the official app, at trumpaccounts.gov, or with your tax return. The worksheet is optional: it puts every answer in one place so you file once and get it right.
No. It is a self-service guide and form tool built from the Form 4547 instructions (December 2025). You fill it in and file it yourself. For advice about your situation, talk to a tax professional.
You do not need to give them to us. The worksheet leaves those lines blank for you to write in by hand, so the most sensitive numbers never leave your desk.
A legal guardian first, then a parent, adult sibling or grandparent. To ask for the $1,000, you must expect the child to be your qualifying child for that tax year.
No. Opening a Trump Account is optional, so Form 4547 has no due date. The $1,000 is only paid after someone elects it, so there is no reason to wait.